Broker Check

Risk Management

Does the insurance you have truly reflect your needs and your goals? You purchased insurance because you were looking ahead and preparing for the future. Life changes. Your insurance situation and solutions change as well.
Our comprehensive insurance review process is not a replacement program. Whether you own life insurance, disability insurance or long-term care, you owe it to yourself to engage in an ongoing assessment of your ever changing needs. We will examine your current coverage and offer a detailed, objective analysis of all types of coverage and your policy’s performance; Compare your current coverage to your anticipated needs; Evaluate the potential advantages of a newer policy, products and providers; Review beneficiary designations to determine whether current beneficiary designations are consistent with your current financial goals.
Our professionals provide expertise in the following areas: (Click to learn more)

Contact us today. 

Would you like to learn more? Click below to read an article by Mitchell K. Smith which was published in the MSCPA Journal

Legislation, Regulation and Your Risks

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Harbor Strategies Group and LPL Financial do not provide legal advice or services. Mitchell K. Smith, ANSTISS, Universal Insurance Services LLC, and Vanbridge LLC are not affiliated with LPL Financial.